Stemhealth was founded by a 4th generation broker with a family legacy of leading the health insurance industry. Blending modern technology with years of know-how to offer simple, online health insurance options.
About Stem health
An unbiased online insurance agency, making it easier to find the right plan in today's chaotic insurance market.
2024
Stemhealth opens for business in 49 US States.
12k+
Thousand of different insurance plans that will fit your needs.
120+
Different insurance companies to choose from
9
World-class health insurance products, catering to individuals and employers.
Our Story
Stem is a licensed insurance agency in 49 US States.
How does Stemhealth work?
Assess
Your needs come first. We’ll ask a few simple questions—like who the coverage is for, whether you have specific medical needs like certain doctors or medications, and other details. This helps us uncover potential savings and provide suggestions as you shop.
Step 01
Shop
Easily compare and filter plans by cost, coverage, savings, doctor networks, and more. Find the plan that fits your needs best.
Step 02
Enroll
Once you’ve found the right plan, follow the simple steps to enroll online. We ensure the process is smooth and easy from start to finish, with help available if you need it.
Step 03
Why customers choose Stemhealth
Laura
Joe is very good to work with, answers concerns and helped get affordable health coverage; promptly replies to any questions, a great experience!
Brooke
Joe Barnes has been so very helpful to us as small business owners having to navigate our own health insurance...
Dan
Joe & Lorraine really helped me to navigate the marketplace and patiently answered all the questions I had. Made it easy.
C C
I was referred to work with Joe Barnes for my health insurance needs and it’s been so easy...
Karen
Joe was amazing, helping during our transition. I am so thankful!
Rahil
Joe was fantastic in helping my wife and I find a health insurance plan that made the best sense for us. He answered all of our questions and concerns in a quick timely manner and helped us step by step in completing the application. We will definitely be working with him in the future!
Janet
Joe has been a great help to me the last 5 years. He is always helpful and willing to answer any questions I have
Aadam
Great experience during a difficult time. So grateful to Joe Barnes and the team for their exceptional service and expertise.
Denise
Joe was extremely helpful and willing to answer all questions always!<br> We really appreciated a knowledgeable person that was not pushy to help find the best insurance for my husband!
Jon
Super easy process and any questions were thoroughly explained.
Gretel Perez
Joe have been very helpful every time we need him, answering all our questions about the health insurance. Highly recommended if you need help with your health insurance
Tory
Joe Barnes has been very helpful in these tough times of me losing my job. He found me an affordable plan for both myself and my daughter. I am very grateful of his services.
Macey
Joe was incredibly helpful in my search for my health, dental and vision insurance. Highly recommend.
Jessica
Joe Barnes went above and beyond to help me throughout the years. He is a kind, caring, and honest person who will do what’s best by you and your family.
Laura
Joe is very good to work with, answers concerns and helped get affordable health coverage; promptly replies to any questions, a great experience!
Brooke
Joe Barnes has been so very helpful to us as small business owners having to navigate our own health insurance...
Dan
Joe & Lorraine really helped me to navigate the marketplace and patiently answered all the questions I had. Made it easy.
C C
I was referred to work with Joe Barnes for my health insurance needs and it’s been so easy...
Karen
Joe was amazing, helping during our transition. I am so thankful!
Rahil
Joe was fantastic in helping my wife and I find a health insurance plan that made the best sense for us. He answered all of our questions and concerns in a quick timely manner and helped us step by step in completing the application. We will definitely be working with him in the future!
Janet
Joe has been a great help to me the last 5 years. He is always helpful and willing to answer any questions I have
Aadam
Great experience during a difficult time. So grateful to Joe Barnes and the team for their exceptional service and expertise.
Denise
Joe was extremely helpful and willing to answer all questions always!<br> We really appreciated a knowledgeable person that was not pushy to help find the best insurance for my husband!
Jon
Super easy process and any questions were thoroughly explained.
Gretel Perez
Joe have been very helpful every time we need him, answering all our questions about the health insurance. Highly recommended if you need help with your health insurance
Tory
Joe Barnes has been very helpful in these tough times of me losing my job. He found me an affordable plan for both myself and my daughter. I am very grateful of his services.
Macey
Joe was incredibly helpful in my search for my health, dental and vision insurance. Highly recommend.
Jessica
Joe Barnes went above and beyond to help me throughout the years. He is a kind, caring, and honest person who will do what’s best by you and your family.
Questions?
We have answers!
We understand that choosing the right health insurance can feel overwhelming. That’s why we’re here to make things simple. Whether you’re wondering about costs, coverage, or how to get started, we’ve got the answers you need to feel confident in your decisions.
Are your services free?
Yes, our services are completely free to use. We’re here to help you find the best coverage without adding any extra costs.